Loans, tipping, and everyday money math.
Loans, savings, taxes, and debt payoff all come down to a handful of well-known formulas - these calculators apply them to your actual numbers so you can see a real monthly payment, payoff timeline, or growth projection instead of reading about the formula in the abstract.
Estimate your monthly payment on a fixed-rate loan.
See a full month-by-month payment breakdown - principal, interest, and remaining balance - for a fixed-rate…
Calculate how much time and interest you'd save by adding extra payments to your mortgage.
Calculate interest-only draw period payments and amortizing repayment period payments for a HELOC.
Mortgage calculator: estimate your monthly payment - principal, interest, taxes, insurance, and PMI - with a…
Estimate the home price you can afford, based on income, debt, and a down payment.
Convert an hourly wage into an estimated annual salary, and back.
Add up hours worked across the week and calculate gross pay, including overtime premium pay.
Split a bill and calculate the tip in seconds.
Estimate the future value of your savings with regular contributions.
Solve for present value, future value, or payment in a time value of money problem.
Calculate net present value (NPV) and internal rate of return (IRR) from a series of cash flows.
See where your monthly income goes and how it compares to the 50/30/20 rule.
Calculate how a lump sum grows over time with compound interest.
Convert a nominal interest rate (APR) into its effective annual rate (APY/EAR), accounting for compounding.
Add sales tax, VAT, or GST to a price, or extract the tax already included in a tax-inclusive price.
Calculate the sale price and savings on a discounted item.
Calculate a selling price from your cost and target profit margin.
Calculate how long it will take to pay off a debt with fixed monthly payments.
Calculate your debt-to-income ratio from monthly debt payments and gross monthly income.
See how long a credit card balance takes to pay off with a declining minimum payment.
Also works as a car loan, automobile loan, car payment, or auto payment calculator - estimate your monthly…
Estimate the future value of an investment, adjusted for inflation, or convert a historical dollar amount to…
Project your 401(k) balance at retirement, including employer match and investment growth.
Calculate a bond's price, Macaulay duration, modified duration, DV01, and convexity.
Calculate how much gas a trip will cost based on distance, fuel economy, and gas price.
Calculate simple interest and total repayment from principal, rate, and time.
Compare renting vs. buying a home over time, accounting for mortgage costs, home appreciation, rent…
Find out how many months it takes to recoup mortgage refinance closing costs from your lower monthly payment.
Calculate total ROI (return on investment) and CAGR (compound annual growth rate) from a starting and ending…